Built on Real Business Experience

We understand business growth because we've lived it. Our approach comes from years of working alongside Australian businesses, learning what actually works.

How We Started

Back in 2019, we were running separate consulting practices. Darren focused on financial planning for small manufacturers, while Sophie worked with retail businesses on their expansion strategies. We kept running into the same problem.

Business owners would come to us with great ideas but couldn't get the financial backing they needed. Banks wanted detailed projections. Investors asked tough questions about cash flow. Many good businesses never got off the ground because they couldn't present their case properly.

"We realized that business success isn't just about having a good product or service. It's about understanding the numbers and presenting them in a way that makes sense to everyone involved."

So we combined our expertise. Darren's background in finance with Sophie's experience in business development created something neither of us could offer alone. We started fynovariq in early 2020, right before everything changed with the pandemic.

That timing taught us a lot about resilience. We watched businesses adapt, pivot, and find new ways to grow. The companies that had solid financial foundations were the ones that made it through.

Business planning session showing financial documents and strategy discussions

The People Behind fynovariq

Our team brings together different backgrounds and experiences. What we share is a genuine interest in seeing businesses succeed.

Portrait of Darren Kincaid, Managing Director

Darren Kincaid

Managing Director

Started his career in commercial banking before moving into business consulting. Darren has helped over 200 Australian businesses secure funding and improve their financial planning. He still thinks spreadsheets are fun.

Portrait of Sophie Blackwood, Head of Client Strategy

Sophie Blackwood

Head of Client Strategy

Sophie spent 12 years helping businesses expand across Australia and New Zealand. She's particularly good at spotting opportunities that others miss and turning complex business challenges into clear action plans.

Team meeting discussing business growth strategies Financial analysis charts and business planning materials

What Drives Our Work

  • Honest Conversations We tell you what we actually think, not what you want to hear. If your idea needs work, we'll help you fix it. If it's solid, we'll help you prove it.
  • Real-World Focus Everything we recommend has worked for other businesses like yours. We don't suggest strategies we haven't seen succeed in the Australian market.
  • Long-term Thinking Quick fixes rarely work. We help you build financial systems and strategies that will support your business for years, not just the next quarter.
  • Clear Communication Financial planning doesn't have to be confusing. We explain things in plain English and make sure you understand every recommendation before moving forward.

Ready to Talk About Your Business?

We'd like to understand what you're working on and see if there's a way we can help. No pressure, no sales pitch – just a conversation about your goals.

Get In Touch